#16: What to Do After You’ve Built a Budget, Savings, and Debt Payoff Plan

Link to Apply to Work 1:1 with Soledad 

Join host Rita-Soledad Fernández Paulino, a queer Mexican-American money and self-care coach, as they guide BIPOC, women, and LGBTQ+ listeners through stage seven of financial security.

This episode addresses the emotional complexities of reaching financial milestones, the strategic trade-offs between debt payoff and investing, and the importance of sustainable habits.


Soledad emphasizes the need for D.I.V.E.R.S.E. self-care, planning, and compassionate reflection to maintain and grow financial stability.

Tune in to learn how to balance joy and financial goals, and how to navigate setbacks with grace.

00:00 Introduction and Host's Mission

00:37 Understanding Stage Seven of Financial Security

02:07 Emotional Challenges at Stage Seven

07:25 Strategic Choices and Trade-offs

14:07 Systems, Habits, and Sustainability

20:10 Conclusion and Next Steps