#82: How to Make More Money Without Working More: Anakaren’s First-Gen Wealth-Building Story

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Can you make more money without working more or sacrificing your wellness?

In this episode of the Wealth Para Todos Podcast, host Rita Soledad Fernández Paulino (they/them), a queer Mexican-American money and self-care coach, talks with former client Anakaren about increasing her income, building financial security, and investing in herself as a first-gen Latina eldest daughter.

When Anakaren  started coaching with Soledad, she believed making more money would require working harder. She was used to rolling out of bed and going straight to work, navigating family stress, and relying on the resourcefulness and hustle that had helped her as a first-gen wealth builder.

Four years later, a lot has changed.

Anakaren  shares how developing consistent self-care routines, journaling, thought work, and more flexibility helped her change her relationship with work and money. She also explains why she now intentionally spends money on her wellness—including regular massages and an “Anakaren  Fund” for joy—and how she learned to see self-care as an investment rather than an unnecessary expense.

Soledad and Anakaren  also discuss:

  • Why making more money doesn't have to mean working more
  • Building wealth without burnout or sacrificing your wellness
  • The connection between self-care, money, and increasing your income
  • How first-gen money beliefs can influence spending and self-care
  • Using journaling, thought work, and a feelings wheel to navigate financial emotions
  • Why Soledad teaches planned vs. unplanned expenses instead of “needs vs. wants”
  • Using checking account buffers and sinking funds to plan for future expenses
  • Creating a self-care or joy fund in your spending plan
  • Spending money to save time through outsourcing and support
  • Increasing your income through corporate growth, side hustles, real estate, and entrepreneurship
  • Why taking care of yourself first can help you build wealth and support the people you love

Anakaren  also shares how investing in herself, building a strong support system, and protecting her time helped her increase her income, grow in corporate America, invest in real estate, and begin pursuing her general contracting license.

If you're a first-gen wealth builder who wants to make more money, build financial security, and create wealth without sacrificing your rest, relationships, or joy, this episode is for you.

In This Episode

00:00 Welcome and Mission
00:21 Meet Anakaren : A First-Gen Latina Wealth Builder
01:07 Building a Sustainable Morning Routine
03:24 Thought Work, Journaling, and Financial Emotions
06:44 The Connection Between Self-Care and Money
07:53 Learning to Spend Money on Self-Care
10:03 Planned vs. Unplanned Spending
11:37 Creating a Joy Fund and Setting Money Boundaries
14:22 How to Make More Money Without Working More
17:32 Side Hustles, Real Estate, and Increasing Income
18:31 Support Systems, Outsourcing, and Getting Your Time Back
20:36 Advice for First-Gen Latina Eldest Daughters
21:51 Closing and Disclaimer

Connect with Soledad

Website: www.wealthparatodos.com 

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